Employer and Public Liability 

What is Public and Employers’ Liability Cover?

Employer's liability insurance protects your business from legal and financial consequences if an employee is injured or falls ill at work and claims that their employer is responsible. It is typically a legal requirement for any business and it covers claims for incidents such as slips, inadequate training to operate machinery, stress-related issues, respiratory conditions or lack of safety warnings.

Unlike Employer’s Liability, Public liability insurance isn’t legally required. That said, any business that comes into contact with the public, especially if they visit your premises or you work on theirs, should consider it. If a client or member of the public takes legal action against your business due to injury or property damage, this insurance covers legal and compensation claims, shielding your business.The more contact your business has with third parties, the more chance there is for a claim against you. Even with careful practices, accidents can happen.

Why Townsend McCormack for Employer and Public Liability Insurance? 

It can give you the comfort of knowing with the right cover, your business is protected. Our tailored policies ensure your employees are covered and your business remains compliant with legal requirements. With access to leading insurers and special deals, we help businesses of all sizes find the ideal cover, ensuring you are offered robust protection for what you do, without paying a penny more than you need to.